How we make money, and everything else we should tell you
In one breath
- Today we earn nothing: quotes are not live yet.
- When they are, insurance partners will pay us for introductions. Nobody will ever pay us for your personal information.
- We are not a licensed insurance agency yet, so we do not sell insurance or advise on specific policies.
- Every fact in our guides links to the law or the regulator it came from.
How we make money
Right now: we make no money. The site collects early-access signups (email and ZIP code) so we can tell people when quotes go live.
When quotes go live: insurance companies and licensed agencies will pay us a fee for sending shoppers their way, for example when someone clicks through to see their prices. That is the whole business model.
What we will never be paid for: your name, email, phone number or any other personal detail. We do not sell, rent or trade personal information, and we will not work with lead resellers or data brokers.
How results will be ordered: by price and coverage, never by which partner pays us more.
Licensing
PrimeZen LLC, which runs Quiet Quotes, is not currently a licensed insurance agency. We do not sell, solicit or negotiate insurance, and we do not discuss the terms of any specific policy with you. When we are licensed in Texas, our license numbers will be listed right here with a link to verify them.
You can check whether any agent or agency is licensed in Texas with the Texas Department of Insurance agent lookup.
Our partners
We have not signed any insurance partners yet. When we do, each one will be listed on this page, along with what they receive from us. The short version will always be the same: a partner learns about you only when you choose to go to them, and only what you choose to give them.
Editorial standards
- Sources first. Every rule, number and penalty in our guides links to the statute, the Texas Department of Insurance, Texas DPS or another official source. If we cannot source it, we do not publish it.
- No made-up averages. We do not publish city or company price "averages" unless we can show where they came from. Official sources do not publish city averages for Texas, so neither do we.
- Honest dates. "Last reviewed" means someone actually re-checked the page against its sources on that date. We never stamp today's date automatically.
- No paid placement. Partners cannot pay to change what a guide says.
- General education only. Our guides explain how insurance and Texas law work. They are not advice about which policy to buy.
- AI tools. We use AI tools to help research and draft. Every fact is checked against the official source linked next to it before we publish.
Numbers and claims
Any number we show comes with its source and the year it describes. We do not make "save up to" claims. If we ever share savings figures from our own users, we will explain exactly how they were calculated and who was included.
Corrections
Found a mistake? Email hello@quietquotes.com. We will check it against the source, fix it, and note the correction at the bottom of the page.
Privacy signals
We honor Global Privacy Control and similar browser signals. Since we do not sell or share personal information and load no trackers, there is nothing for those signals to switch off, but we will keep honoring them as the site grows. Full details are in our privacy policy and Quiet Promise.
Accessibility
We build this site to meet the Web Content Accessibility Guidelines (WCAG) 2.2 at level AA. Every page is checked with an automated accessibility test in both light and dark mode before changes go live, and is built for screen readers, keyboard-only navigation and zoom. A manual screen reader review is still to come. Automated tests do not catch everything, so if anything is hard to use, email hello@quietquotes.com and we will fix it.
Who we are
Quiet Quotes is a service of PrimeZen LLC, a Texas limited liability company. Contact: hello@quietquotes.com.